Last updated: January 2026
Effective date: January 2026
By accessing and using the website dynamiques.top and the services provided by Dynamiques LLC ("Company," "we," "our," or "us"), you ("Client," "you," or "your") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use our website or services. These Terms constitute a legally binding agreement between you and Dynamiques.
Dynamiques LLC is a limited liability company registered in Ireland with registration number 5891217AB and VAT number IE1534617A. Our registered office is located at Dawson Street 169, Waterford, X63 6701, Munster, Ireland.
Dynamiques provides personal finance education and advisory services specifically designed for beginners. Our services include but are not limited to budget planning, savings strategies, investment basics, debt management, and general financial guidance. All services are provided for educational and advisory purposes and do not constitute investment advice or guarantees of financial outcomes.
When using our services, you agree to:
Payment for services is due according to the payment schedule outlined in your service agreement. We accept payment by bank transfer, credit card, or other methods as specified. Late payments may result in suspension of services. All fees are quoted in Euros (EUR) and are non-refundable except as specifically provided in your service agreement.
All content on our website and in our services, including text, graphics, logos, images, software, and other materials, is the property of Dynamiques and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of our content without our express written permission. Any unauthorized use of our intellectual property may result in termination of services and legal action.
The information and guidance provided by Dynamiques is for educational purposes only and should not be considered as personalized investment advice. We do not provide recommendations for specific investments, securities, or financial products. You are solely responsible for your financial decisions and should consult with qualified professionals before making any investment or financial commitments.
To the fullest extent permitted by law, Dynamiques and its officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website. This includes but is not limited to financial losses, lost profits, or any other damages resulting from your financial decisions. Our total liability to you for any claims related to our services shall not exceed the amount you paid for those services.
You agree to indemnify and hold harmless Dynamiques and its officers, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorney fees) arising from your use of our services, violation of these Terms, or any financial decisions you make based on our guidance.
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
Either party may terminate the service relationship at any time with written notice. Dynamiques reserves the right to terminate your access to our services immediately if you violate these Terms or engage in any conduct that we deem inappropriate or harmful to our business or other clients. Upon termination, your access to our services will cease, but these Terms will continue to apply to any prior use of our services.
We reserve the right to modify these Terms at any time. Changes will be effective when posted on our website with an updated effective date. Your continued use of our services after any changes constitutes acceptance of the new Terms. We encourage you to review these Terms periodically.
These Terms are governed by and construed in accordance with the laws of Ireland. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Ireland. If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
Dynamiques shall not be liable for any delay or failure to perform our obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, government actions, or technical failures.
These Terms, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and Dynamiques regarding your use of our services. These Terms supersede any prior agreements or understandings, whether written or oral.
If you have questions about these Terms of Service, please contact us: